Terms of Service

Terms of Service — PetInsuranceCheckUp.com

Last Updated: October 12, 2026

1. Agreement to Terms

Welcome to PetInsuranceCheckUp.com (the “Website,” “Site,” “we,” “us,” or “our”). By accessing, browsing, or using this Website, you (“User,” “Visitor,” or “you”) agree to be bound by these Terms of Service (“Terms”) and our Privacy Policy, Disclaimer, and Editorial Policy.

If you do not agree with all of these Terms, you are expressly prohibited from using the Website and must discontinue use immediately.

2. Intellectual Property Rights

Unless otherwise indicated, the Website is our proprietary property. All source code, databases, software, website designs, audio, video, text, photographs, graphics, comparison tables, and custom data formats on the Website (collectively, the “Content”) are owned or controlled by PetInsuranceCheckUp.com or licensed to us, and are protected by copyright, trademark, and other intellectual property laws.

Limited License

  • Personal Use Only: You are granted a limited, revocable, non-exclusive, non-transferable license to access and view the Content solely for your personal, non-commercial informational use.
  • Prohibited Uses: No part of the Website or Content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever without our express prior written permission.

3. Informational & Non-Professional Service Disclaimer

No Insurance Brokerage or Sales

PetInsuranceCheckUp.com is an independent digital publisher and comparison platform. We are not a licensed insurance company, broker, agent, or underwriter.

  • We do not sell insurance policies, collect insurance premiums, process claims, or issue coverage certificates directly.
  • All insurance quotes, rates, plan features, deductibles, and terms presented on this Site are for general educational purposes. Official coverage availability, binding rates, and final contract terms are determined exclusively by the respective licensed insurance providers.

No Veterinary or Medical Counsel

  • The content on this Site does not constitute veterinary medical diagnosis, treatment advice, or emergency triage.
  • Always consult a licensed veterinarian regarding any questions or concerns about your pet’s health or medical condition. Never disregard or delay seeking professional veterinary care because of content read on this Website.

4. Third-Party Links, Ads & Affiliate Disclosure

This Website contains links to external third-party websites, including insurance carrier quote engines, advertiser links, and sponsor integrations.

  • Third-Party Content: We do not monitor, control, or verify the accuracy or privacy practices of third-party websites. Accessing external links is done at your own risk.
  • Affiliate Compensation (FTC Compliance): PetInsuranceCheckUp.com participates in affiliate marketing programs. We may earn a commission or referral fee when you click on certain affiliate links or purchase a policy through links on our Site. This compensation supports the operation of our platform but does not increase the cost of insurance to you or compromise our objective editorial standards.
  • Third-Party Ads: Advertisements displayed on the Site (including Google AdSense ads) are served by third-party ad networks. We do not explicitly endorse or guarantee any third-party products or services advertised on our platform.

5. User Representations & Prohibited Activities

By using this Website, you represent and warrant that you are at least 18 years of age or possess legal parental/guardian consent to use this Site under applicable laws.

You agree not to engage in any of the following prohibited activities:

  1. Scraping & Data Mining: Systematically retrieving data or other content from the Website to create or compile, directly or indirectly, a collection, database, or directory without written permission from us.
  2. Automated Systems: Using any automated scripts, bots, spiders, or scrapers to access or extract data from the Site.
  3. Security Interference: Circumventing, disabling, or interfering with security-related features of the Website or features that prevent or restrict the use or copying of any Content.
  4. Malicious Activity: Transmitting viruses, malware, trojan horses, or spamming through our contact forms or site infrastructure.
  5. Unauthorized Framing: Framing or linking to the Site in a manner that creates the false impression of endorsement or co-ownership.

6. Limitation of Liability

To the fullest extent permitted by applicable law, PetInsuranceCheckUp.com, its owners, directors, operators, content creators, and partners shall not be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages—including lost profit, lost revenue, loss of data, or damages arising from policy denials, claim rejections, or pet health issues—arising from your use of or reliance upon the Website or its Content.

7. Indemnification

You agree to defend, indemnify, and hold harmless PetInsuranceCheckUp.com, its subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand (including reasonable legal fees) made by any third party due to or arising out of:

  • Your use of the Site;
  • Your breach of these Terms of Service;
  • Your violation of the rights of a third party, including intellectual property or privacy rights.

8. Site Modifications & Service Interruptions

We reserve the right to change, modify, or remove content from the Site at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Site without notice. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site.

9. Governing Law & Dispute Resolution

These Terms shall be governed by and defined following the laws applicable to the operational jurisdiction of PetInsuranceCheckUp.com, without regard to its conflict of law principles. Any legal action or proceeding related to this Website shall be brought exclusively in the courts of competent jurisdiction.

10. Contact Us

If you have questions, concerns, or legal notices regarding these Terms of Service, please contact us:

  • Email: legal@petinsurancecheckup.com
  • Contact Page: Visit our Contact Us page.

By using Pet Insurance Check you agree to these terms.

Use of content

All content is owned by Pet Insurance Check or its licensors. You may share short excerpts with a link back to the original article, but you may not copy, republish or sell our content without written permission.

No warranties

The site and its content are provided “as is” without warranties of any kind.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any loss arising from your use of the site or reliance on its content.

Comments and messages

You are responsible for what you submit. We may remove content that is unlawful, abusive or spam.

Changes

We may update these terms at any time.